Kitna hua? Answered.

Who owes whom on a group trip, in one number. Pay it back over UPI.

  • Pay over UPI in one tap
  • Stats for the whole trip
  • Works with no signal
Open the appRequest access

Meher added Paragliding at Bir ₹12,500. Your share ₹2,500.

HimachalSynced 2 min ago

You owe

₹857.50

Net across 4 people, 23 expenses

  • Meher Khuranayou owe ₹1,240
  • Ishaan Bediowes you ₹382.50
  • Tanvi Rajputsettled
Maggi and chai, 480, Rahul paid, split 5Cab to McLeodganj, 2,400, Meher paid, split 4Paragliding at Bir, 12,500, you paid, split 5Hostel in Dharamkot, 6,800, Tanvi paid, split 5Beer run, 1,150, Ishaan paid, split 3Momos at the square, 620, you paid, split 5

From the first chai to the last transfer

Split it, get pinged, settle over UPI. No maths.

UPI deep links

Owe it, then pay it from the same screen

Opens your UPI app with the amount and note filled in, and asks if it went through when you come back. The app never touches the money.

Meher Khurana

You owe

₹1,240

Pay ₹1,240 over UPII've paid

upi://pay?pa=meher.k@okaxis&am=1240.00&tn=Himachal

  • GPay
  • PhonePe
  • Paytm
  • BHIM
  • any UPI app

Three split modes

Split it the way it actually happened

EquallyAmountsShares

Cab to McLeodganj, ₹2,400 over 4: ₹600 each

Dinner, ₹1,860: you ₹720, Rahul ₹640, Tanvi ₹500

Hostel, ₹6,800 at 2:1:1:1: you ₹2,720, the rest ₹1,360

Push notifications

A nudge only when it concerns you

  • Rahul added Maggi ₹480. Your share ₹96.

  • Tanvi says she paid you ₹1,240. Confirm?

  • Meher confirmed your ₹1,240. You're square with Meher.

Simplify debts

Ten debts become three transfers

The fewest payments that clear the whole group.

YRMTI
Before: 10 debtsAfter: 3 transfers

WhatsApp summary

Drop the tally in the group chat

One tap copies who owes whom, ready to paste.

*Himachal*
Spent so far: ₹48,370

Who owes whom:
• Ishaan owes Meher ₹3,915
• Rahul owes Tanvi ₹1,240
• Kabir owes Meher ₹640
Copied, paste it in the group

Guests

Bring the friend who won't install anything

Add them by name. You tick off their shares and confirm their payments. They get a link that shows what they owe, with a UPI button, and no login.

kitnahua.in/balance

Zoya

Himachal

  • You owe Meheryou pay₹1,860

    Pay Meher over UPI

  • Rahul owes youyou get₹420

Join link

New faces scan a code and they're in

Or have the app ask you first, and let each one in yourself.

Tenzin wants to join

Let in

The Stats tab

Where did ₹48,370 go?

What it went on, which day cost the most, and who has been covering for whom. Tap any day to see it. Works offline too.

Spent so far

₹48,370

Your trip cost you ₹9,850

Per head
₹9,674
A day
₹9,674

What we spent on

Stay took 38% of it.

  • Stay₹18,20038%

  • Activity₹12,50026%

  • Food₹9,84020%

  • Travel₹6,43013%

  • Other₹1,4003%

Day by day

Sat, 3 OctBiggest day7 expenses₹9,340
Before the trip
₹12,000
2 expenses

Who paid

Right of the line fronted money for the group. Left of it used more than they paid.

  • You+₹5,870

    Paid ₹15,720 · used ₹9,850

  • Meher+₹4,640

    Paid ₹14,260 · used ₹9,620

  • Tanvi−₹310

    Paid ₹9,390 · used ₹9,700

  • Rahul−₹3,440

    Paid ₹6,100 · used ₹9,540

  • Ishaan−₹6,760

    Paid ₹2,900 · used ₹9,660

You fronted ₹5,870 more than you used. Ishaan is ₹6,760 the other way.

Only the person who was owed can say it was paid. No override, not even for the admin.

Log achai round before it goes cold

Amount, what it was, who paid, who it was for. Four taps, one screen, no menus to dig through and nothing to set up first. Type 480+120+60 and it adds up the bill for you.

Things it will never ask you to do

  • Learn a second app halfway up a mountain
  • Pick a currency
  • Fill in a category before it will save
  • Pay to see your own balance
  • Argue about who paid for what

No signup page

You get in through an invite or a trip's own join link, and the owner can have the link ask them first. To run trips yourself, ask for access from this page.

Four tabs. Nothing hidden in a menu.

The entire app is four screens wide. Hover a slice to see what lives inside it.

Home

Your net balance in one figure, who you owe, who owes you, what's left of the budget, and anything waiting on your confirmation.

Add

Amount, what it was, who paid, who it was for. Saves offline with a small unsynced dot and catches up later.

Stats

Where the money went, which day burned the budget, and who has been quietly carrying the group.

Me

Your PIN, your UPI ID, notifications you can mute trip by trip, and exactly when this phone last reached the server.

No bars on the way up. Save anyway.

Saved on the phone first, synced when signal comes back. Nothing is lost.

A narrow road cut into a cliff face on the way to Spiti, the kind of stretch where a phone loses signal.

Plus the small stuff that stops arguments

Settling

  • I've paid, then confirm
  • Reject a claim
  • Part payments
  • Tick off one share
  • No silent write-offs
  • Gentle reminders
  • Budget per head

Logging

  • Log for someone else
  • Add up the bill
  • Log it again
  • Same people as last time
  • Duplicate warning
  • Categories
  • Emoji
  • Backdate

On the phone

  • Unsynced dots
  • Rollbacks that say why
  • Home screen install
  • Dark mode
  • PIN lockout
  • Activity feed
  • Mute one trip

Trips and people

  • Many trips, one app
  • Run your own
  • WhatsApp invites
  • Private trips
  • Archive when done
  • Trip wrap card
  • CSV export
  • Approve who joins

Coming from Splitwise

Switch mid-trip. Keep the balances.

Every expense and payment comes across, and each person's balance lands where Splitwise left it.

  1. 01Export the group
  2. 02Pick the CSV
  3. 03Match the names
Step by step

spiti-may.csvfrom Splitwise

Date,Description,Category,Cost,Currency,Devika,Kabir,Ishita,Tenzin

2026-05-14,Homestay at Kaza,Hotel,7240.00,INR,-1810.00,5430.00,-1810.00,-1810.00

2026-05-15,Momos and thukpa,Dining out,1386.00,INR,1039.50,-346.50,-346.50,-346.50

2026-05-15,Fuel at Tabo,Gas/fuel,2150.00,INR,-537.50,-537.50,1612.50,-537.50

Import from Splitwise

  • Homestay at KazaKabir paid ₹7,240you owe ₹1,810
  • Momos and thukpaYou paid ₹1,386you get ₹1,039.50
  • Fuel at TaboIshita paid ₹2,150you owe ₹537.50

You owe₹1,308

Devika's Splitwise export for a Spiti trip, and the same trip in Kitna Hua.

Settle the trip, not the argument

Invite only. Ask whoever runs your trip for a link or their QR code, or request access and run trips of your own.

Open the appRequest access